Personal Finance – nursing homework essays

Some consumers might consider purchasing a new car with a car loan, while using credit cards to cover other purchases, and making only the minimum required payment to the credit card company each month. What is your opinion of this strategy?  In addition to your opinion, what does the text or other sources recommend? 

One source must be Billingsley, R., Gitman, L. J., & Joehnk, M. D. (2020). Personal financial planning. Cengage Learning.